https://www.bloomberg.com/news/articles/2026-01-18/china-s-7-trillion-cash-pile-is-shifting-into-stocks-gold

BBG: Chinese households are scouring for higher-yielding investments as roughly $7 trillion in time deposits come due this year, a shift that could provide additional fuel for the nation’s financial markets. The mountain of savings is a legacy of a prolonged real estate crisis and years of lackluster stock returns, which prompted millions to seek the safety of bank deposits. With rates now sliding toward 1%, that capital is increasingly looking for a new home. Investors are weighing a move into stocks, wealth management products or insurance, which would align with Beijing’s efforts to cultivate sustainable market gains to support the broader economy.